Health Coverage You Can Actually Afford
As an independent agent, I work for you — not the insurance companies. I'll find the right ACA, dental, vision, or life insurance plan to fit your life and your budget.
Comprehensive Coverage Options
From ACA Marketplace plans to dental, vision, short-term medical, and life insurance — I help you find the right coverage at the right price.
Dental & Vision Plans
Enroll directly online — no agent call required. Choose from two top-rated carriers below.
Enroll in dental and vision separately. Flexible plan options for individuals and families. Coverage typically begins the first of the following month.
Convenient bundled coverage for both dental and vision in a single enrollment. Simplified billing and one plan to manage.
Not sure which carrier is right for you? Contact me and I'll help you compare.
Short-Term Medical Insurance
Short-term medical plans provide temporary health coverage when you need it most — between jobs, waiting for employer benefits to kick in, or if you missed open enrollment.
View Available Plans
Browse short-term medical plan options available in your area. View rates and coverage details instantly.
View Plan Options →Life Insurance
Simple, affordable life insurance from top-rated carriers. I'll help you find the right coverage to protect the people who matter most.
Term Life Insurance
Affordable coverage for a specific period — 10, 20, or 30 years. Ideal for income replacement, mortgage protection, and covering your family during your peak earning years.
Whole Life Insurance
Permanent coverage that never expires, with a cash value component that grows over time. A solid long-term financial planning tool for you and your family.
Free Consultation
Not sure which type of life insurance is right for you? I'll walk you through your options with no pressure and no obligation. Just honest guidance.
Chad Wolpert
I'm Chad Wolpert, an independent, licensed health and life insurance agent based in Utica, Kentucky. As an independent agent, I'm not tied to any single insurance company — which means I work entirely for you, not for an insurance carrier.
I specialize in ACA Marketplace plans and helping individuals and families navigate the often confusing world of health insurance. Whether you're looking for a Qualified Health Plan, checking Medicaid eligibility, or need dental, vision, or life insurance, I'll guide you to the right coverage at the right price.
My clients receive personalized service, honest advice, and ongoing support — not just during enrollment, but year-round whenever questions come up.
Ready to Find the Right Coverage?
Call, text, or email me directly. No pressure — just honest guidance to help you find the best plan for your situation.
Privacy Policy
Wolpert Life and Health ("we," "us," or "our"), operated by Chad Wolpert, is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or contact us for insurance services.
Information We Collect
We may collect the following types of personal information:
- Name, address, phone number, and email address
- Date of birth and household information (for insurance quoting purposes)
- Income information (required for ACA subsidy calculations)
- Health and coverage preferences
- Information you provide through our contact forms or directly to our agent
How We Use Your Information
We use the information we collect to:
- Provide insurance quotes and enrollment assistance
- Contact you regarding your insurance inquiry via phone, email, or SMS
- Send appointment reminders and follow-up communications
- Comply with state and federal insurance regulations
- Improve our services and communications
SMS and Text Message Communications
By providing your phone number and submitting our contact form, you consent to receive SMS text messages from Wolpert Life and Health regarding your insurance inquiry, appointment reminders, and follow-up communications. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any text message. For help, reply HELP or contact us at (270) 713-4290.
Sharing of Information
We do not sell, trade, or rent your personal information to third parties. We may share your information with:
- Insurance carriers for the purpose of obtaining quotes and processing applications (with your consent)
- Service providers who assist in our business operations, subject to confidentiality agreements
- Government agencies as required by law or regulation
Data Security
We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.
Your Rights
You have the right to request access to, correction of, or deletion of your personal information. To make such a request, contact us at (270) 713-4290 or through our contact form.
Contact Us
If you have questions about this Privacy Policy, please contact:
Wolpert Life and Health
12000 Fields Rd S, Utica, KY 42376
Phone: (270) 713-4290
Terms & Conditions
Please read these Terms and Conditions carefully before using the Wolpert Life and Health website or services. By accessing our website or submitting your information, you agree to these terms.
Services
Wolpert Life and Health provides independent insurance agent services including consultation, quoting, and enrollment assistance for health, dental, vision, short-term medical, and life insurance products. Our services are provided at no direct cost to clients — we are compensated by insurance carriers upon successful enrollment.
No Guarantee of Coverage
Information provided on this website is for general informational purposes only and does not constitute a binding insurance quote or guarantee of coverage. All coverage is subject to insurer approval and the terms of the applicable insurance policy.
SMS Communications Consent
By providing your phone number and contacting us, you expressly consent to receive autodialed and/or pre-recorded calls and SMS text messages from Wolpert Life and Health at the number provided. This consent is not a condition of purchasing any product or service. Standard message and data rates may apply. You may opt out at any time by replying STOP.
Short-Term Medical Disclosure
Short-term health insurance plans are not Affordable Care Act (ACA)-compliant plans and are not required to cover essential health benefits. These plans may exclude coverage for pre-existing conditions, mental health services, prescription drugs, and maternity care. These plans do not qualify as minimum essential coverage.
Affiliate Links
Some links on this website are affiliate enrollment links. When you enroll through these links, Wolpert Life and Health may receive compensation from the insurance carrier. This does not affect the price you pay for coverage.
Limitation of Liability
Wolpert Life and Health and Chad Wolpert shall not be liable for any indirect, incidental, or consequential damages arising from the use of this website or reliance on information provided herein.
Governing Law
These Terms and Conditions are governed by the laws of the Commonwealth of Kentucky.
Contact
Wolpert Life and Health
12000 Fields Rd S, Utica, KY 42376
Phone: (270) 713-4290
Email: [email protected]